Group benefits
Group health plans
Health insurance is genuinely confusing, and that’s especially true for small employers. You don’t have to work it out alone.
Our approach
We ask the right questions first
Our approach is different from most: we don’t try to sell you on one specific choice. Our goal is to ask enough questions to get to the root of what you’re looking for, and to help you build a benefits portfolio that’s specific to your business and your employees’ actual needs.
Every business deserves a benefits package that reflects its culture, its budget and its workforce — not a one-size-fits-all plan pulled off a shelf.
We’ll help you pick a plan that works for your employees at a premium that doesn’t blow your budget. The process and tooling we use raise benefit engagement while cutting the workload on whoever handles HR.
What we can put in place
- Medical, dental and vision plans
- Health Savings Accounts (HSA)
- Flexible Spending Accounts (FSA)
- Life and disability insurance
- Supplemental benefits
- Compliance and regulatory support
- Open enrollment management
- Employee education and engagement
Why offer benefits
What a group plan actually does for a small business
Cost-effective coverage
Group rates are generally well below what the same people would pay individually, and the employer contribution is flexible enough to fit most budgets.
Attract and keep good people
Benefits are consistently among the first things candidates ask about. For a small team, losing one good person costs more than a year of premium.
Potential tax advantages
Employer contributions toward employee premiums are generally deductible as a business expense, and small employers may qualify for a tax credit. Your accountant should confirm what applies to you.
A healthier team
People with coverage get problems looked at earlier rather than waiting until they can’t work. That shows up in absence figures before it shows up anywhere else.
Take the next step
Tell us your renewal date and roughly how many people you cover. That’s enough for us to tell you whether it’s worth a longer conversation.