About
An independent benefits advisor in Houston
We help Texas individuals, families and small businesses work out what healthcare coverage actually fits — and then set it up properly.
Why we do it this way
Healthcare benefits are genuinely hard to navigate, and most of the industry has an incentive to keep it that way. The complexity is where the margin hides.
We started Tribe to do the opposite: explain the options in plain language, be direct about what each one doesn’t cover, and make a recommendation we’d be comfortable defending a year later.
In practice that means we sometimes talk people out of things. If you qualify for a substantial marketplace subsidy, or you’re managing a serious ongoing condition, a traditional major medical plan is usually the better answer — and we’ll tell you so even though it isn’t the outcome that pays us most.
15+
Years advising on healthcare benefits
- Based in
- Houston, TX
- Licensed in
- Texas
- License
- 326345
- Entity
- Tribe Advisors LLC
How we operate
Four things we hold to
Independent, not captive
We’re not owned by a carrier and we don’t have a quota on any single product. That’s what makes it possible to tell you the honest answer, including when the honest answer is that you should stay where you are.
Questions before recommendations
We won’t put a product in front of you until we understand what you’re solving for. Most of the value in this job is in the diagnosis, not the prescription.
Plain language about trade-offs
Every option here has a downside. Direct primary care doesn’t cover hospitalization. Health sharing isn’t guaranteed. We’d rather you hear that from us now than discover it later.
We stay after the sale
Employee questions, mid-year changes, new hires, the renewal conversation. If you only hear from your broker at renewal, you’re not getting much for the commission.
Start with a conversation
No cost, no obligation, and a straight answer about whether we can help.
Talk to an advisor